We’ll start this week with 10 Conveniences You Can Probably Do Without, at Faithful With a Few. Most financial bloggers will agree that there’s a limit to cutting expenses, and that increasing earnings should be a priority. No argument there, but new jobs, promotions, or side gigs usually take a bit of time to kick in. Meanwhile, the cost cutting can help get your budget in line, now, and this is a great list to get you going.
Today’s title? I wrote about how I was a few feet away from Romney in 5 Years Returns, Sir. It was a strange coincidence to find myself staring across the room at Romney, too bad he didn’t answer.
At Money Reasons – Is A Roth IRA One Of The Best Protection Against High Future Tax Rates? Tough decision, Traditional IRA vs Roth, mostly because we can’t know what out rate will be at retirement. In fact we never can be certain what our rate will be next year. So check out the article and my (hopefully) insightful comment there.
At Oblivious Investor, an answer to the question How Do RMDs Work with Multiple IRAs? As with the prior article, most issues surrounding IRAs are neither obvious or intuitive, and this is one question that might help you in the future.
Wrapping up the week, Miranda’s What Do You Like Better? Coins or Bills? Or Plastic? Like or not, the direction is definitely toward plastic, and likely not even plastic. I can see a time when a thumb print or retina scan will be all you need to transfer fund, along with a secure PIN of course. The plastic is just a first step.
I have to vote paper coins – I hate using plastic